We've Got Your 6: Protected Today, Prepared For Tomorrow


  856-739-4103
Retire on Your Terms: Solutions for Retirement & Income Protection 
Planning for retirement, whether that’s five years away or 25 years down the road, is something each of us needs to consider. Making smart choices about how much money you save, and what retirement planning savings vehicles you use, can mean the difference between having the income you need in retirement to live the lifestyle you want, or struggling financially. There is no one-size-fits-all solution when it comes to saving for retirement, but if you prefer a product that offers safety and guarantees, you may want to consider the retirement protection benefits offered by a fixed indexed annuity.
We understand that everybody has a different financial picture, and different goals, so we never take a cookie-cutter approach. We will take the time to fully understand your needs, goals, and concerns so that we can find the perfect fit for you. We are fully committed to protecting your life’s journey.
Protect Your Tomorrow, Today…
YOUR GUIDE TO SELF-CREATING A SECOND PENSION
GUARANTEED INCOME WEBINAR
Your Guide To Creating Your Own Pension
Learn how to avoid the pitfalls of retirement investing and how to create a guaranteed, sustainable stream of income in retirement to supplement your pension.
What is a fixed indexed annuity and how does it work?
When you purchase a fixed indexed annuity as part of your retirement plan, you enter into a contract with the issuing insurance company. During the accumulation phase, when you’re able to add funds, your funds can grow on a tax-deferred basis. When you’re ready to turn your annuity into a stream of cash, you’ll have various payout options to choose from.
Funds invested in retirement annuities grow tax-deferred. When you’re ready to start drawing on your annuity, you “annuitize" the contract and turn it into an income stream so you receive a series of regular payments each month, quarter, or year.
The most common reason many people use annuities is for channeling their savings into a regular INCOME STREAM THAT CAN BE GUARANTEED FOR LIFE DURING RETIREMENT.
Funds from Social Security and pensions may not be enough to allow you to live the lifestyle you want when you retire. Choosing a retirement protection annuity can give you an additional paycheck every month to supplement those other income sources – giving you the funds necessary to travel, pay your expenses each month, buy gifts for loved ones and more.
Annuities Aren't What They Used To Be
Learn How The Right Annuities Can Be Used As Powerful Retirement Tools
The Basics On Indexed Annuities 
Guaranteed Lifetime Income
Questions To Ask About Your Potential Indexed Annuity
The Truth About Qualified Retirement Plans
Other Frequently Asked Questions About Retirement Protection 
Retirement Protection
Who Is Protecting You In Retirement? 
What are the advantages of Retirement Protection?

Many of the annuity and life insurance products available through our carriers come with contractual guarantees that can be invaluable to those concerned about not having enough retirement income from other sources.
The best part is that choosing a product with guarantees does not mean you have to give up the potential for growth in your annuity or cash value life insurance policy. It simply means that your income stream will be guaranteed for life.

Can I afford Retirement Protection?
With many retirement products you will simply be utilizing already established retirement accounts that you will then use maximize to produce a lifelong income stream.

Do I qualify for Retirement Protection?
Most annuities used for retirement protection are “guaranteed issue" products that require no underwriting, so nearly everyone qualifies.

When should I get Retirement Protection?
When you are saving for your retirement, the best time to buy retirement protection through annuities or life insurance is now. Most people purchase an annuity before they reach retirement age. Annuity products often come with surrender charges for a period of time after making the initial purchase, so it's important to understand how each policy you are considering treats withdrawals, especially in the early years of the contract.
SCHEDULE WITH US
15 MINUTE PERSONAL STRATEGY SESSION
A Personal, One-on-One Strategy Call To Determine Your Goals & Objectives
Go to the calendar to book a virtual one-on-one personal strategy call. We will chat for about 15 minutes to determine your goals and objectives, where you are today and where you want to be in the future. This call will help determine if you are a good fit for Thin Line Financial Group's services. 
NEED TO BOOK A SECOND APPOINTMENT?
Book Your Second Appointment Or Retirement Blueprint Call Here
If you would like to book a second appointment or a personal retirement blueprint call with your own income analysis, you can do so by clicking the button below. 
GROUP PRESENTATIONS
Book A Group Presentation
Thin Line Financial Group coaches would be happy to speak to a group. This can be for a private group or for a group of employees (with employer approval). We routinely give presentations at police departments, fire departments, schools, municipal buildings and other locations. Click below to reserve a slot. 
ATTENTION: FIRST RESPONDERS THAT ARE RETIRED OR WITHIN 10 YEARS OF RETIREMENT
Who Else is Going to Have Your "6" in Retirement?
The sad reality is that public sector pensions are not looked upon favorably by politicians or the general public. This coupled with pension funding deficits do not perpetuate feelings of hope and peace of mind for the future.

Now that your 25 year career has ended or is coming to an end, have you fulfilled your true passions? Are you working a second career that you truly love? Are you simply working at a job in order to supplement your income or to pay for costly retirement benefits?

What if you could supplement your pension with a second guaranteed, pension-like income stream that would last your entire life? That’s exactly what we are doing for our clients.

We have many options available for retired first responders and those that are nearing retirement to create supplemental retirement income streams using assets they already have, such as a 457b or an IRA. We all know that our pensions are not quite enough to sustain living expenses in retirement; and we see public employees now more than ever having to work second careers in order to make ends meet in retirement. We love the opportunity to help our brothers and sisters better plan for retirement and to ensure that they have adequate retirement income. Click below to learn more.
RECOMMENDED RESOURCES
Law Enforcement & First Responder Retirement Webinar
Learn How To Create a Second Pension in Retirement
As first responders, we know better than anyone that none of us have unlimited time. After a long and stressful career, how do you want to live out your remaining years? Do you want to be forced to work or spend time doing the things that you love with the people that you love? Learn how to be financially prepared to live the life you want in retirement. Wouldn't it be nice for money to not be one of your worries in retirement? 
Teacher's Retirement Webinar
Learn How To Get An "A+" In Retirement
The Thin Line family has many teachers in it. We want to make sure our educators and school employees are equally as prepared and can also live the life that they want in retirement. This webinar shows teachers how they can supplement their pensions and create more guaranteed income for life. 
Life Insurance For New Jersey Police & Fire Pension Members
Get The Facts About Your NJ PFRS Group Life Insurance Benefits
Many police & fire pension members are under the impression that they have the same life insurance benefits in retirement that they did during their working years. In reality, these benefits are vastly different and provide significantly less coverage than what most families need. 
The Tactical Retirement Approach
Get Access Now To Start Your Tactical Retirement Plan. Click The Button Below To Enroll in This Digital Retirement Preparation Course That Was Created By First Responders For First Responders. 
Thin Line Financial Group
HQ: Berlin, NJ
WHO WE ARE
We help first responders and public employees increase their retirement income, supplement their government pensions, and achieve their financial goals. Click the icon to learn more.
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CONTACT US
  856-739-4103
  gary@thinlinefinancialgroup.com
Thin Line Financial Group operates under The Downes-D'Alessio Group LLC. We educate clients on the benefits and utilization of cash value insurance, annuities, and other asset accumulation tools. These products when structured properly, will add greater protection and peace of mind to your life and overall financial plan. Learn all you can about the living benefits of these products to enhance your financial assets and future outcomes in order to live a more abundant life. We do not give tax or legal advice and we recommend that all clients talk with a CPA or tax attorney for legal and/or tax advice.
Thin Line Financial Group - @2019 All Rights Reserved